Retirement Income Simulator

The user interface for the Retirement Income Simulator online calculator has been redesigned. The new interface design features a responsive layout, with custom layouts for desktop PCs, tablets, and mobile phones.

In addition to the new design, we've added two new features.


A step-by-step tutorial has been added explaining the projected retirement income graph. This tutorial explains the basic operation of the calculator, and demonstrates how altering certain inputs can affect the retirement income projection. It opens by default, but can be skipped.

Text summary

For users who relate better to an infographic style presentation, the calculator now provides a simple text summary of their retirement projection with the key numbers highlighted. The summary is separated into the following time periods:

  • Now
  • Career (displayed for non-retired users only)
  • At retirement
  • Early retirement (displayed for retired users only)
  • Beyond

We've also updated our calculation engine with the following legislative changes:

Effective March 20th

  • Age pension deeming rates on financial investments are reduced by 0.25% as follows:
    • Lower deeming rate is now 1.75% for financial investments up to the threshold
    • Upper deeming rate is now 3.75% for financial investments above the threshold
    • The deeming threshold is $48,000 for singles and $79,600 for couples
  • The maximum Age Pension has been increased as follows:
    • The singles pension rate has been increased to $860.20 per fortnight
    • The couples pension rate has been increased to $1296.80 per fortnight

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Posts by Quarter

2023 q3

Calculator update 1 July 2023

2022 q4

Superannuation calculator regulatory update goes live

2022 q3

Superannuation calculator regulations updated
Calculator update 1 July 2022

2021 q3

Calculator update 1 July 2021

2020 q4

Tax changes arising from Federal Budget 2020

2020 q3

Calculator update 1 July 2020

2020 q2

Making the simulator more accessible
Two new RIS features

2019 q3

Deeming rate changes July 2019
Calculator update July 2019

2019 q2

Inflation update
Home loan feature

2017 q3

New enhancement for the self-employed
Calculator update July 2017

2017 q1

Calculator Updates for March 2017

2016 q4

Calculator Updates for December 2016
Inflation update
Calculator updates for October 2016

2016 q3

Modelling inflation in the simulator
Calculator updates for July 2016

2016 q2

Federal Budget 2016
Calculator updates for April 2016

2016 q1

Career changes in the Retirement Income Simulator
Changes to online calculator regulations

2015 q4

Calculator updates for December 2015
Alternative input methods for the Retirement Income Simulator
Retirement Income Simulator improvements for the retirement phase

2015 q3

Age Pension and ASFA Retirement Standard changes
How much super do you need?
Calculator Updates for July 2015

2015 q2

Congratulations to Media Super
Infographics for simplified retirement planning
Retirement Income Simulator gets a responsive redesign