Retirement Income Simulator

Two excellent new features in the Retirement Income Simulator are available now.

Custom investment strategy

custom strategy animated gif

It is now possible to model a combination of investment options in the Retirement Income Simulator, by using the new 'Custom strategy' feature. We recognise that many super fund members have their savings in a combination of products, and having to choose a single option to use the RIS was a limitation for these customers.

On the Assumptions panel you can now select 'Custom' and enter percentages against each investment option, ensuring they add to 100%. This will then show the expected return for the combination strategy in the option menu.

We have limited this feature to the pre-retirement phase for now, and you can't combine with a Lifecycle option.

Auto-allocate voluntary contributions

voluntary contributions animated gif

We have also changed the way voluntary contributions are set. Instead of setting both after-tax and salary sacrifice contributions on sliders, the user now sets the total voluntary contribution in after-tax dollars and the Simulator allocates between after-tax contributions and salary sacrifice contributions in a way that maximises the Government co-contribution and avoids breaching the concessional contribution cap. You can also select to manually allocate contributions as per previous functionality.

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Posts by Quarter

2023 q3

Calculator update 1 July 2023

2022 q4

Superannuation calculator regulatory update goes live

2022 q3

Superannuation calculator regulations updated
Calculator update 1 July 2022

2021 q3

Calculator update 1 July 2021

2020 q4

Tax changes arising from Federal Budget 2020

2020 q3

Calculator update 1 July 2020

2020 q2

Making the simulator more accessible
Two new RIS features

2019 q3

Deeming rate changes July 2019
Calculator update July 2019

2019 q2

Inflation update
Home loan feature

2017 q3

New enhancement for the self-employed
Calculator update July 2017

2017 q1

Calculator Updates for March 2017

2016 q4

Calculator Updates for December 2016
Inflation update
Calculator updates for October 2016

2016 q3

Modelling inflation in the simulator
Calculator updates for July 2016

2016 q2

Federal Budget 2016
Calculator updates for April 2016

2016 q1

Career changes in the Retirement Income Simulator
Changes to online calculator regulations

2015 q4

Calculator updates for December 2015
Alternative input methods for the Retirement Income Simulator
Retirement Income Simulator improvements for the retirement phase

2015 q3

Age Pension and ASFA Retirement Standard changes
How much super do you need?
Calculator Updates for July 2015

2015 q2

Congratulations to Media Super
Infographics for simplified retirement planning
Retirement Income Simulator gets a responsive redesign