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Welcome to the True Wealth Retirement Calculator.

Enter your details using the sliders and buttons or click on numbers to input figures manually. Words which are underlined have further information available about them - click to view definitions.

Based on what you've told us, we've started by estimating your future take-home pay, in today's dollars, in the chart to the left. It's level because we've taken out the effects of inflation. Based on what you've told us, we've started by estimating your future take-home pay, in today's dollars, in the chart below. It's level because we've taken out the effects of inflation.

When you retire, you may be eligible to receive some Age Pension. The amounts shown in the chart are based on current legislation and Calculator assumptions (see More Information for details).

You will also draw a retirement income from your super. It's level because we've taken out the effects of inflation.

Based on what we know so far and some assumptions, it looks like your super will last until age (as indicated by the highlighted bar).
Based on what we know so far and some assumptions, it looks like your super will last past age 105.

This is based on assumptions that you are either already retired or that you will retire at age , on a retirement income of $ a year. This is based on assumptions that you will retire at age , on a retirement income of $ a year.

If you were to retire later, for example at age , your super would last longer.
If you were to retire earlier, for example at age , your super would run out sooner.
But if you wanted a higher retirement income - say $ a year - your super would run out more quickly.
Or, if you wanted a higher retirement income - say $ a year - your super would run out even sooner.
To help you work out how long you should plan for, the bottom of the chart shows your likelihood of reaching each age based on Australian Life Tables 2010-2012.
These results are based on the data you have provided and other reasonable assumptions - you can adjust these inputs in the Calculator.

There are many more useful features in the Calculator, which you'll be able to work out as you go.

Now click Go to launch the Calculator!
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Your age
Current annual salary
Current super balance
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Your age
Current annual salary
Current super balance
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Data breakdown


Format:

Age, working income, super drawdown, age pension, longevity drawdown, spouse working income, spouse super drawdown, super balance, longevity balance